How Harvey White got dazzled by Mick Featherman becomes clearer, and how he was set up now makes sense. There’s a lot of information missing, and the mystery has now shifted from White to Featherman. Not totally happy with how this reads; it seems to be a bit of a discontinuity, to put it mildly, but Featherman is a piece of work.

White was making a lot of money while he was being overawed, though. This was the big time, as far as he knew. Featherman got closer to White than his own skin. Everything he did made money, and White’s bus driver’s view of the world was dazzled. Featherman’s suggestions about the advertising industry seemed to be good ideas, too. He found staff for White and his media contacts were excellent by any standards. Everything just happened. His clients, who were still rolling in unasked-for and unexpectedly, friends of other clients, usually agreed with ideas that were fundamentally Featherman’s. So when Featherman had suddenly taken a dislike to David’s idea to start an Australian branch of Stone Gold, White had thought that he knew what he was talking about.
David was by now speechless. White simply hadn’t made the connection that an Australian being that interested in an Australian operation had other possible explanations than pure business. Now it made sense. Not a lot of sense, but some. White meanwhile told him that his investment syndicate with Featherman seemed to have been cleaned out too, and he had no idea what he was going to tell Featherman.
David nodded sympathetically. There was no point in trying to explain to White that he’d been had from day one. White had been a front for something which had now disappeared, taking his money and his life with it. Hannah met David in the foyer of the hospital, and said that she’d never met any human being, and certainly nobody’s wife, so utterly ignorant of her partner’s doings. Mrs. White still didn’t know they were broke.
Other facts were few but hard. The police were checking the missing money, and would soon start asking where it came from as well as where it went. White’s answer, as David had heard it, wouldn’t impress them at all. He’d be the main suspect. They might believe he was the patsy, but that didn’t give them anyone to charge, or any leads.
The industry, and everyone at Stone Gold, was stunned. There wasn’t anything to say. Harvey White was gone, wiped out, obliterated. Nobody really knew how. Al was sickened, but not entirely surprised. He hadn’t ever quite bought White as an ad man. David’s partnership agreement went through, with White’s blessing, although even with the nominal equity of the partnership he was still bankrupt and therefore no longer a partner. Nobody had the heart to tell him that nearly all of his clients had turned out to be nonexistent parties, so the payments from them were effectively dirty money, subject to impounding by the court. That was an interesting spreadsheet, when they finished it, about two years later.
When is a business not a business? White had had about forty million in real money from non-existent people paid to cover real outlays. The bank had done a standard audit and discovered that the sources of the money weren’t real. They were thus illegal transactions. The bank therefore froze White’s assets. His investments were about forty million in shares, term deposits and other things, which cancelled that out. The bank and interested parties called it quits, happy to have more or less broken even on such a huge amount of extremely dirty money. White couldn’t have contested, even if he’d wanted. He was on very thin ice. The police were by now satisfied that his level of ignorance was high enough to place him in the window dressing mannequin category. His lawyer (provided by David) said that if he contested, he was effectively claiming an interest in money that could reasonably be considered the product of crime. Ignorance was his only virtue at this point.
The other forty million constituted the remaining twenty million of the fifty he’d owed the bank, and the twenty million or so in the secret shared investment fund with Featherman, now all gone. The house was worth about three million. So all White had left was a debt of about seventeen million to the bank. The auditors said it wasn’t worth spending a decade figuring it out. Somebody could be charged with fraud, if anyone could ever find out who.
The only winners were Stone Gold and Goldstein. Actually it hadn’t figured out too badly for the agency. The original fifty million was real and legitimate, and had made Stone Gold a lot more money by helping pay for some very successful campaigns.
White went back to being a bus driver called Weirman when the investigations proved he wasn’t worth prosecuting. According to Mrs. Weirman, they’d never been happier.
The main question, why, remained unanswered.
